Call Us 504-273-1500 ☰ ˟
Logo
Call Us 504-273-1500
  • Main Menu
    • Home Page
    • Make a Payment
    • Refer a Friend
    • Join Our Newsletter
    • Important Links
    • Important Files
    • Insurance Glossary
    • View our Blog
    • Location Map
    • Employee Directory
    • Contact Us
    • Privacy Policy
  • Get a Quote
    • Auto Insurance Quote
    • Business & Commercial Insurance Quote FormsImage of right arrow
      • Builders Risk
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Workers Compensation Quote
    • Flood Quote Form
    • Homeowners Insurance Quote
    • Fire Insurance Quote
    • Wind Quote Form
  • Products
    • Automobile
    • Business & Commercial
    • Fire
    • Flood
    • General Liability
    • Homeowners
    • Windstorm
  • Blogs
  • Make a Payment
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Us
    • Employee Directory
    • Location(s)
    • Privacy Policy
  • Contact Us
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Flood Icon

Flood

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business and Commercial Icon

Business & Commercial

We browse through a wide variety of coverages and find the right one for you.

Learn More
General Liability Icon

General Liability

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > How Damaging are Floods?
MONDAY, OCTOBER 18, 2021

How Damaging are Floods?

Floods are the most common natural disaster in America and their effects can be devastating. While very high floodwaters obviously do the most damage, most people aren’t aware that even a few inches of water can lead to extreme home damage. 

Structural Damage 

Different forces come to play during a flood that can negatively impact the structure of your home. Waves and heavy rainfall can create impact, but impact isn’t the sole source of damage. If your home remains waterlogged after outside conditions improve, the outward impact on your home’s walls could crack or collapse them. A similar effect occurs when water is pumped out of your home while the surrounding soil is still saturated, creating inward impact. This type of pressure is known as a hydrostatic load. 
Stormy weather ahead sign
A hydrodynamic load occurs when water flows against and around your home, creating pressure and inundating your home with soil and silt that can weaken the foundation. In extreme cases, this can cause your home to float right off the foundation. More often, you’ll notice cracked walls or sagging ceilings. At times, these repairs become so costly that tearing down the house is more cost-effective than trying to fix everything that was damaged. 

Contamination 

Apart from damages that require repairs, floods necessitate a lot of cleaning up as well. Floodwaters carry waste, mud, chemicals, sewage and anything else picked up along the way. That means that everything touched by floodwaters will need to be sanitized for you and your family’s safety. Use soap and water or a bleach solution to scrub down hard flooring, walls, hard furniture, countertops and all salvageable belongings. However, carpeting, upholstered furniture, bedding, clothing and other soft items that are soaked in floodwater may need to be thrown out. This, in itself, can cost thousands in replacement items, rivaling the cost of repairing structural damage. 

Protect your home from these high costs. Call Esplanade Insurance Agency Inc. at 504-273-1500 for more information on flood insurance. 

Posted 11:53 AM

Tags: flood insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • business insurance(5)
  • auto insurance(5)
  • general liability insurance(4)
  • flood insurance(4)
  • home insurance(3)
  • homeowners insurance(2)
  • windstorm insurance(1)
  • general liability(1)
  • flood insurance?(1)

View Mobile Version

Contact Us Today!
504-273-1500

Social Social Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

3445 N Causeway Blvd., Suite 204
Metairie, LA 70002

P: 504-273-1500 | info@esplanadeinsurance.com
© Copyright. All rights reserved. | Powered by Insurance Website Builder