Friday, September 1, 2023Investing in business insurance makes good financial sense. Most companies recognize the risks they face in situations such as a fire or a lawsuit filed against them. However, it takes only a single incident like this to occur for you to realize just how financially devastating such an event can have on your company’s finances. READ MORE >>
Friday, August 4, 2023There are numerous costs that might arise from data breaches, which is why cyber liability coverage is designed to cover many different cost burdens. These might include: Notification Costs If sensitive customer information were to be stolen from your company networks, you are required by law (in most instances) to notify customers of the issue. READ MORE >>
Friday, July 14, 2023Drivers with poor driving records may be required to offer a certificate of insurance to the state Department of Motor Vehicles. This certificate is called an SR-22. An SR-22 acts as proof of auto insurance from your insurance provider. It is not an insurance card that you carry with you when driving. READ MORE >>
Thursday, June 1, 2023A new farm faces a range of different risks when it comes to day-to-day operations. Without a strong financial background, a single disaster or claim could land a new farm in a world of financial trouble. This is why insurance is so important, as it helps you bear the brunt of accidents so that you don’t have to pay for everything out-of-pocket. READ MORE >>
Thursday, May 18, 2023Buying home insurance is a key step in protecting your assets. But premiums cost money, and you’ll likely also likely want to limit those costs if possible. Depending on your current policy, you have ways to cut back on the cost of insurance without giving up the coverage you need. READ MORE >>
Monday, April 17, 2023Do you already have other insurance? You may or may not need BOP insurance depending on the coverages that you have. Don't Rely on Personal Coverages Don't expect your personal insurance coverages, such as your homeowners insurance or car insurance, to cover your business activities. READ MORE >>
Tuesday, March 14, 2023If you live in a coastal region or in an area with frequent tornadoes, you know the danger of strong winds. You know that straight line winds can cause almost as much damage as a tornado. You also know that warm weather means thunderstorms and windstorms where winds can easily reach over 50 miles per hour. READ MORE >>
Thursday, February 2, 2023Liability is a complicated subject for most people. Unless you're a lawyer or you work for an insurance company, it's not always clear whose fault an accident is. You may have heard of general liability insurance. This is a vague term that broadly encompasses a variety of situations. READ MORE >>
Tuesday, January 3, 2023Do you need flood insurance? That is a key question to ask when you purchase a home. Let's look at the reasons you might need flood insurance. High Risk Area: If you live in a high risk area, then you definitely should consider flood insurance. Whatever institution holds your mortgage will often require it. READ MORE >>
Thursday, December 8, 2022When you operate a business, everything can be a potential threat to operations. Making profits, hiring the right employee, choosing the right car and partnering with another business all expose your business to some type of risks. READ MORE >>
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